Privacy Policy

Last Updated: February 4, 2025

At Mahlah Zelophehad Credit Consulting & Advocacy (M.Z.C.C.A) (“we,” “our,” “us”), we respect your privacy, and we are committed to protecting the personal information you share with us. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you visit our website or use our services. 

  1. Information We Collect
     

We may collect the following types of personal information when you interact with our website: 

  • Personal Identification Information: Your name, email address, phone number, and mailing address. 
  • Credit Information: Information related to your credit history, credit score, and financial accounts, which you may voluntarily provide for the purpose of receiving credit repair services. 
  • Payment Information: Billing information such as credit card numbers, billing address, and payment history for transactions related to our services. 
  • Technical Information: Information about your device, IP address, browser type, and usage patterns on our website. 
  • Cookies and Tracking Technologies: We may use cookies and similar technologies to track your preferences, enhance your experience, and analyze website traffic. 

 

  1. How We Use Your Information

We use the information we collect for the following purposes: 

  • To provide you with credit repair services and personalized advice. 
  • To process payments for services rendered. 
  • To improve the functionality and content of our website. 
  • To communicate with you about your account, updates, and promotional offers, if you have opted in to receive such communications. 
  • To ensure the security of our website and services. 

 

  1. How We Share Your Information

We may share your information in the following circumstances:  

  • Service Providers: We may share your information with trusted third-party vendors who help us deliver our services, such as payment processors and data storage providers. These parties must maintain the confidentiality of your information and are prohibited from using it for any other purpose. 
  • Legal Compliance: We may disclose your information to comply with legal obligations, such as responding to subpoenas, court orders, or other legal processes. 
  • Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction. We will notify you of any such changes. 

 

  1. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or method of electronic storage is 100% secure, and we cannot guarantee the absolute security of your information. 

 

  1. Your Rights and Choices

You have the right to:  

  • Access and Update Your Information: You may contact us to access, correct, or update the personal information we hold about you. 
  • Opt-Out of Communications: You can opt out of receiving marketing emails or promotional communications from us by following the unsubscribe instructions in those communications or by contacting us directly. 
  • Request Deletion: You may request that your personal information be deleted, subject to applicable legal obligations and retention policies. 

 

  1. Cookies and Tracking Technologies

 
We use cookies and other tracking technologies to improve your experience on our website. These tools help us analyze how you use the website, personalize content, and provide you with targeted advertisements. You can control cookie settings through your browser settings, but disabling cookies may impact your user experience. 

  1. Children’s Privacy

Our website is not intended for use by children under 13, and we do not knowingly collect or solicit personal information from children. If we become aware that a child under 13 has provided us with personal information, we will take steps to delete such information. 

 

  1. International Data Transfers

 
If you are accessing our website from outside the United States, please note that your personal information may be transferred to, stored, and processed in the United States, where our servers are located. By using our services, you consent to this transfer. 

 

  1. Changes to This Privacy Policy

 
We may update this Privacy Policy occasionally to reflect changes in our practices, technology, or legal requirements. We will notify you of any material changes by posting an updated Privacy Policy on our website. Please review this Privacy Policy periodically to stay informed about how we protect your information. 

 

  1. Contact Us

 
If you have any questions or concerns about this Privacy Policy or how we handle your personal information, don’t hesitate to get in touch with us at: 

 

Mahlah Zelophehad Credit Consulting & Advocacy

1713 N 28th Street, Philadelphia, PA 19121

Email: info@mzccadvocacy.com 

Phone: (267)302-0907 Fax: (267)302-0908 

www.mzccadvocacy.com 

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